Cyrus v. PennyMac
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When Help Became Harm: how servicers pushed veterans into prohibited COVID fixes  
Veterans deserve truth and accountability. During COVID, VA issued clear circulars to protect borrowers, but many servicers ignored them—pushing veterans into costly, prohibited outcomes. This investigative piece uncovers how it happened, what changed under the 2025 Reform Act, and why the Let Freedom Ring Amendment is still urgently needed.
